Tag: Pre-existing conditions

All the articles with the tag "Pre-existing conditions".

• OSHC Waiting Periods and Pre-existing Conditions—Complete Rules: 2-Month/12-Month Boundaries and Exemptions

  4 Apr, 2026

  OSHC waiting periods fall into three tiers: none (emergencies), 2 months (elective procedures), and 12 months (pregnancy and pre-existing). Understand the boundaries, disclosure rules, and how "transfer with continuation of cover" exempts you from restarting waiting periods.