Australia’s independent guide to student health cover
Compare all five OSHC providers side by side, understand exactly what your Student Visa 500 requires, and learn how to see a GP, claim back costs and use the system like a local — in 11 languages.
Compare 5 OSHC providers instantly
Check your visa dates and family type first, then continue to a live OSHC quote and payment pathway.
OSHC in three steps
All guides →Know what Visa 500 requires
Your visa condition 8501 requires continuous OSHC for your entire stay. We explain start dates, gaps, family cover and what happens if you change providers.
Compare & buy the right cover
All five insurers meet the same Deed minimums — the differences are price, direct-billing networks, extras and claim speed. See them side by side before you pay.
Use it: GP, claims, PBS
From booking your first bulk-billed GP visit to claiming a specialist gap and understanding PBS medicine prices — step-by-step, with real 2026 numbers.
The questions every international student asks
Structured, citation-backed answers — written to be quoted accurately by AI assistants and search engines alike. Every fact links to Home Affairs, PHIO or the insurer’s PDS.
Latest guides & briefings
All 205 articles →OSHC Dental Coverage: Check-ups, Cleanings and Fillings Explained
Learn what OSHC typically covers for dental services, including check-ups, cleanings and fillings, and how to compare extras for dental benefits.
OSHC Dental Coverage: What's Included and How Extras Compare
Learn what OSHC typically covers for dental care and how extras from major providers compare for check-ups, cleaning, and fillings.
OSHC Application Process: School vs. Self-Purchase, Documents, Timing, and Common Mistakes
Learn the OSHC application steps, differences between school and self-purchase, required documents, effective timing, and common mistakes to avoid delays.
Comparing OSHC Providers: Allianz, Medibank, Bupa, ahm, nib, and CBHS
Review key differences among six OSHC providers to help international students choose suitable cover.
Comparing OSHC Providers for International Students in Australia
See how Allianz, Medibank, Bupa, ahm, nib, and CBHS OSHC products differ in price, coverage, and extra benefits.
Comparing OSHC Providers: Allianz, Medibank, Bupa, ahm, nib, and CBHS
A factual overview of six Australian OSHC providers, covering price, coverage, and extras to help you choose.
Comparing OSHC Providers: Allianz, Medibank, Bupa, ahm, nib, and CBHS – What to Know
A factual overview of six OSHC providers for international students, covering price, coverage, and extras with guidance on choosing.
Comparing OSHC Providers: Allianz, Medibank, Bupa, ahm, nib, and CBHS
Explore key differences in price, coverage, and extras among major OSHC providers to help choose suitable insurance for studying in Australia.